Maximum Loan Eligibility Calculator (TDSR)

A Maximum Loan Eligibility Calculator (TDSR) is a financial tool used to determine the highest loan amount a borrower can qualify for based on the Total Debt Servicing Ratio (TDSR) framework. It evaluates your gross monthly income against all existing debt obligations to ensure total monthly debt repayments do not exceed the regulatory threshold, typically expressed as a percentage of income. This calculator helps borrowers assess affordability and supports responsible lending decisions by preventing over-leveraging.

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